Winter Bicycling Tips for Chicago Cyclists
With winter bicycling tips, Chicago cyclists can get the information they need to stay safe during snowy weather. More cyclists are commuting on bikes even in cold weather; Divvy Bike data shows that there were anywhere between 4,000 and 8,000 rentals when temperatures were in the 30s in Chicago. Many cyclists are injured in Chicago year-round, but snow brings additional challenges to safe biking. Our team is here to help you get the compensation you need for a Chicago winter biking accident. Contact a bicycle accident attorney in Chicago immediately for a free consultation about your rights. Preparing Your Own Bike for Winter The first thing you should do before riding your bike is to spend some time checking that everything is in order. Make sure that the chain is lubricated and will not slip when you shift gears. Invest in winter tires that have better traction and are properly aired. Because you only have two wheels instead of four like a car, you will want a wider surface area for better grip on ice. You should also check the brakes, including the pads and mechanics. If possible, have your entire kit checked out by a bike shop in your area. Snow and rain can significantly reduce visibility, so having strong bike lights is crucial, especially at dusk or at night. You should also get a horn instead of a bell to better communicate with drivers and pedestrians. Dressing for Success: Staying Warm and Visible The most important thing about winter riding apparel is that you dress in several warm layers and cover as much exposed skin as possible. For your head, you need a helmet, but you can also try putting a thin balaclava under your helmet to keep your ears and face warm. If this isn’t an option, use a face mask to keep your face from getting wind-chapped. Keeping your hands warm while riding can be a challenge. Bike Lane Uprising, a local cyclist advocacy group, recommends lobster gloves, which are mittens split into two sections. This makes it easier to grip the handles. You also need layers for your legs. Thermal underwear paired with thick pants will keep out the cold while you ride. As the Windy City is wet and slushy during winter, consider buying waterproof gaiters that cover your calves. These have a strap that goes under your boots and Velcro fastened around the back of your leg. Non-slip hiking boots and thick wool socks will keep your feet warm and dry and provide traction when you need to stop at intersections. Choose function over style and get tough, waterproof boots with great traction. For additional protection, seal them with wax or another waterproofing spray. In addition to wearing layers, you should also choose bright-colored clothes whenever possible. While dark-colored coats are common, they are also a bad idea because they let you blend in at night. Consider getting a reflective vest to go over your jacket and a headlamp for your helmet. Winter Riding Techniques: Adapting to Challenging Conditions Choose Quieter Streets – Milwaukee Avenue is known as the “bike highway” because 20,000 cyclists use it daily, but it is also known for fatal accidents. Whenever possible, choose bike-only routes or those with protected lanes. Use Brakes Carefully – When riding on slippery surfaces, gently depress your brakes instead of slamming them, just like when driving a car. Ride Slowly – Start slowing down well in advance of an intersection and pedal at a consistent pace. Prevent Slips Using Your Feet – If you hit a snowy patch or black ice, gently touch your foot to the ground to stabilize yourself before continuing. Use the Rear Brake – This keeps you from fishtailing, especially if you hit black ice. Maintain Balance – Stay upright and pedal in smooth motions. You can also lower your seat to lower your center of gravity. Walk Your Bike at Intersections – Dismount and pass through as you would on foot. Stay Alert – Do not listen to music, talk on the phone, or get distracted by friends. Chicago-Specific Winter Biking Challenges The city’s slush and ice can lead to serious accidents through to early spring. However, these streets are known for some specific issues. Riders must be aware of the unique challenges they’ll face on the road. Lake Effect Snow – While Chicago is not on the Lake Michigan snowbelt, it still gets heavy blizzards. These significantly reduce visibility, making bright lights even more important. High Wind – This is especially true in the Loop, where the large buildings cause a vortex effect. Potholes – Ice melt and snow plows cause significant wear and tear on the streets, and a big pothole can easily throw riders off their bikes. Legal Considerations for Winter Cycling Accidents One trip in winter weather can easily lead to bike accident injuries that will last the rest of your life, making it essential that you work with a legal advisor who can help you get money to cover your medical bills. These are some of the legal considerations you need to focus on when seeking compensation. Determining Fault in Winter Weather Conditions According to Illinois statute §625 ILCS 5/11-1003.1, drivers must exercise due caution around bikes to ensure that they don’t cause injury, including in winter. However, a cyclist must also follow all stipulations in Chicago Municipal Code §9-52-010, which includes following all traffic laws. If it was found that you failed to follow the law, such as not providing hand signals as required by Chicago Municipal Code §9-52-045, then you may be considered partially liable and will receive less compensation. Potential Claims Against the City of Chicago It can be challenging to sue the city, especially in light of the 2023 Illinois Supreme Court case Alave vs. City of Chicago. This judgment specified that while bicyclists are welcome to use any city street, the presence of bike lanes does not make them intended road users, and the city is not
What is Dennis’ Law?
What is Dennis’ Law? In 2015, Dennis Jurs was riding his bicycle in Hampshire Township, Illinois. He was struck and killed by an SUV at an intersection, and the driver was ticketed for failing to yield the right of way. However, the driver challenged the citation, and a Kane County judge ruled that the traffic ticket was invalid, stating that bikes are not vehicles and that the right-of-way rules do not apply. The backlash from the family and community eventually resulted in a new statute called Dennis’ Law. Governor Bruce Rauner signed the statute into law, and it went into effect on January 1, 2017. This law states that all bicycles are considered vehicles and, therefore, have the same rights to the road as drivers. In Chicago, municipal code 9-52-010 outlines the bicyclist’s rights as a road user, which are the same as any motor vehicle’s. Now, a driver must yield the right of way to a biker just as they would to another car. If you are hit while riding a bicycle in the Windy City and get injured, our Chicago bike accident law firm can walk you through the legal claims process. Key Provisions of Dennis’ Law This law was passed by both the Illinois House of Representatives and the Illinois State Senate. It went into effect as part of the Illinois Vehicle Code on January 1, 2017. The law states that traffic laws apply to all persons riding bicycles. Additionally, all bicycle riders are subject to the rights and duties of other motor vehicle drivers when on the roads. The Impact of Dennis’ Law on Bicycle Accident Cases in Chicago The story of Dennis Jurs has changed the way bicyclists are protected by Illinois law. Since they now have the same rights and responsibilities as drivers, they have an equal share of the road in right-of-way scenarios. Right-of-way laws are essential when determining who is at fault for an accident, especially if the collision has resulted in serious injuries. For example, say you arrive at a four-way stop in Chicago before another vehicle coming from a different direction. You have the right to go through that intersection just as a vehicle would before the second car. If you get hit and suffer spinal cord injuries, the other driver would likely be liable for those injuries because they failed to follow the right-of-way rules for bikers and drivers. What to Do if You’re Involved in a Right-of-Way Bicycle Accident in Chicago Thanks to this newer Illinois law, bikers in Chicago have more agency to protect their rights if collisions occur. If you are injured in an accident because of negligent drivers, here are the steps you should follow to prioritize your health and legal options. How a Chicago Bicycle Accident Lawyer Can Help If you are injured in a bicycle accident and plan to file a legal claim for damages, a lawyer can make a huge difference in your case. First, they will know how to investigate the incident and gather compelling evidence. Your lawyer will also understand this new law and how the right-of-way statutes may apply to your situation. An experienced Chicago bike accident attorney will assess all legal damages, which may include lost income, medical expenses, emotional distress, pain and suffering, and even loss of quality of life. When negotiations with the insurance company begin, the attorney will know how to maximize compensation. Finally, if a civil trial is necessary, this legal professional will represent you. Secure Expert Legal Assistance! Whether you are hit while using one of Chicago’s many bike lanes or while lawfully passing through an intersection, this law protects your rights as a biker. Our Illinois bike accident law firm can help you hold the at-fault party accountable by seeking compensation for legal damages, even in non-traffic related cases. We know what it takes to build a strong case and apply Dennis’ Law to right-of-way accidents. Every new client at our firm gets a free consultation with an experienced lawyer, so contact us to schedule yours today.
Essential Gear for Safe Cycling in Chicago
Knowing the essential gear for safe cycling in Chicago can keep you safe while traversing the city. Many residents of Chicago use bicycles to commute, exercise, and explore the city, but there is always the risk of getting hit by a motor vehicle or falling off the bike because of road hazards. A fall or collision involving a bike can lead to serious injuries. If you are hurt in a bicycle accident, you should consult our experienced bike accident attorneys in Chicago to discuss your legal options. Gearing Up for Bicycle Safety on Chicago’s Streets Although Chicago’s bicycle infrastructure is improving, there is still a long way to go. Even if you take advantage of off-street trails and protected bike lanes, you could still fall victim to a bad crash because of potholes, other cyclists, or pedestrians. Let’s go through some of the most important types of safety gear you should wear or add to your bike. Helmets: Your Most Important Piece of Safety Equipment Your head is one of the most vulnerable parts of your body. In a bike crash, you need to protect your brain. A good helmet will reduce the risk of serious head injuries, including traumatic brain injuries. You should research the types of helmets before choosing one to buy. For example, you can choose from road, mountain, or commuter helmet styles. Some features to pay attention to with each helmet include ventilation, adjustability, and a multi-directional impact protection system. Lights and Reflective Gear: Being Seen Day and Night During a bike ride, prioritize visibility so drivers and other parties have the best chance of seeing you and avoiding a crash. At night, you must use lights and reflectors while biking, as per municipal code 9-52-080. Purchase lights with high-lumen output or flashing and steady modes. The lights must be visible from 500 feet away. These would also be useful for riding your bike in the winter when snow is falling. During the day, wear bright clothing that is colorful and includes reflective strips. You can even wear reflective tape, ankle bands, or vests so that it is easier for drivers to see you during the day and at night. Protective Clothing and Gear: Minimizing Injuries One of the primary dangers during a bike ride is the lack of protection the bicycle offers if you fall off or get hit by a vehicle. If you do not wear any type of safety gear or protective clothing, you could suffer from road rash, cuts on your arms and legs, or punctures from road debris. Start with a pair of gloves that you can adjust to fit snugly on your hands. Goggles or protective eyewear will shield your eyes from various types of debris. Bike shorts and padded clothing will protect your vital areas in case of a fall or collision. Appropriate footwear can prevent serious injuries to your lower extremities. Elbow and knee pads are necessities for mountain biking or high-speed cycling. Focus on protecting your head, torso, hands, and feet with safety gear and protective clothing. Bike Maintenance and Safety Checks Another aspect of bicycle safety is the bike itself. You must take care of your bike so it functions properly and keeps you and those around you safe. This includes performing regular maintenance and bike safety checks. Make sure the brakes are not wearing down, and check the brakes before each ride. Keep the tires inflated to the appropriate PSI levels and check frequently for leaks. Ensure the chains are attached properly and that they switch between gears smoothly. A breakdown in these parts could cause you to lose control. Additional Safety Gear and Accessories for Your Own Bike As a bike owner, the gear mentioned previously is highly recommended to keep you safe on the streets of Chicago. However, you can never be too cautious when it comes to avoiding accidents and road hazards. Here are some additional accessories you should consider to protect yourself in traffic. Mirrors Mirrors can play an important role for a bike rider. By adding them to your handlebars, it will be easier to see what is around you at all times. This will create a greater awareness of your surroundings so you can ride amongst traffic safely. Bells and Horns Local municipal code 9-52-040 states that bicyclists must give audible signals when passing pedestrians on sidewalks. Investing in a bell or horn is a great way to make yourself heard when riding near parks or on sidewalks, especially if there are kids and other pedestrians around. Bike Computers with GPS and Crash Detection High-tech bike computers require an investment, but they could be essential in preserving your life in the event of a crash. These devices can track rides and automatically notify your emergency contacts if you get into an accident. Time is of the essence if you are seriously injured, so this fast-acting device could even save your life if you are unable to alert emergency services yourself. First-Aid Kit Even experienced bikers are at the mercy of those around them. You never know when a child will unexpectedly run in front of your bike or a hidden pothole could upend your wheels. Even a mild fall could lead to some painful cuts or abrasions on your skin. A small first-aid kit would be extremely helpful in that scenario. A travel-sized case that includes some bandages, gauze, ointments, and other medical items would let you treat these injuries right away, rather than having to ride somewhere else to get them. Secure Expert Legal Representation! All the bicycle safety gear in the world may not protect you from a serious bicycle accident, especially if cars are involved. Helmets and protective clothing could minimize your injuries, but broken bones, road rash, and spinal cord injuries are common in serious collisions. If someone else’s negligence caused your bike crash, our law firm can represent you during a civil claim. Our experienced bike accident attorneys in Illinois will help you
Chicago Cyclists and Distracted Driving Laws
Chicago cyclists and distracted driving laws are a crucial element of personal injury cases, as this negligent behavior is a leading cause of death for bike riders. According to the National Highway Traffic Safety Administration (NHTSA), distracted drivers caused at least 3,308 fatalities nationwide in 2022. According to the Chicago Department of Transportation, 54% of Chicago households own and use a bicycle often, meaning that thousands are in danger of serious crashes due to inattentive drivers. Illinois has strict traffic laws regarding distractions while driving, and we can help prove that the at-fault driver violated these rules. Schedule a free consultation with an experienced Chicago bike accident attorney about your legal rights. Common Types of Distracted Driving Distracted driving comes in many forms, including the following. Texting While Driving – The NHTSA notes that this is the most dangerous form of inattentive driving, as it takes your eyes off the road for significantly longer. Because pedestrians or bikes in crosswalks have a much smaller profile than sedans or trucks, it’s easier not to see them, even if you notice a green light from the edge of your vision. Talking on a Cell Phone – Whether handheld or hands-free, talking on a cell phone distracts you from the road, making it easier to miss people biking or walking. You may not be able to slam on the brakes fast enough to avoid striking a bike or pedestrian. Using Navigation Systems or Apps – While Chicago’s grid-based road system makes it easier to navigate its roadways, many still rely on Google Maps or other navigation systems to get around. Eating or Drinking — People who open drinks, unwrap food, or dig in a chip bag cannot focus exclusively on the road. Adjusting Controls – Changing the radio, turning down the air, or checking the fuel gauge can all put bicyclists at risk. While stick shifts are less common in the United States, they require more attention and can make it harder to react quickly. Interacting with Passengers – Many people talk to their passengers while in the car, which also means they are not giving their full attention to the road. For example, someone may be attempting to mediate an argument between their kids and end up hitting a bicyclist. Staying fully aware of one’s surroundings is one of the best and easiest ways that a driver can improve safety for everyone on the road, including those riding or walking on sidewalks and bike lanes. The Impact of Distracted Driving on Reaction Time and Awareness When people are not aware of their surroundings, they put everyone’s safety at risk. Texting is worse than other distractions because it takes one’s eyes off the road for at least five seconds. When traveling at 55 mph, this means that the motorist has essentially been driving blind for the length of a football field. Research from the University of Iowa showed that a person forced to answer questions while directing their attention to different objects took twice as long to follow directions. This mimics the conditions that occur when sending messages while behind the wheel. Virginia Tech also found that using a mobile device made people 23 times more likely to be involved in a crash. Cellular usage reduces a person’s attention by at least 37%, making it hard to react quickly to people walking or riding in their path. Illinois State Laws on Distracted Driving Illinois traffic enforcement is strict about distractions while operating a motor vehicle. Using a handheld device is illegal in every county, as §625 ILCS 5/12-610.2 bans them. Violators who cause serious injuries or death may face a Class 4 Felony. Per §625 ILCS 5/12-610.2(c), a person’s first violation results in a fine of $75, with fines increasing up to $150 for a fourth offense. The Illinois Tollway also notes that those with three or more moving violations within 12 months may have their license suspended. Exceptions to the statutes include contacting emergency services, pulling over to the shoulder to send a message, or using certain devices, such as transponders or fleet management systems for buses and trucks. It’s important to note that cyclists are also beholden to these rules because, according to ordinance §9-52-010, those on bikes have the same rights and responsibilities as other traffic. Specifically, §9-52-110 bans cyclists from using any electronic communication device while riding. If you cause an accident, you can be charged $500, just like motorists. This was the case in Ocasio v. National Waste Services, filed in 2007. Blanca Ocasio was riding through the Logan Park neighborhood while talking on her cell when she was fatally struck by a waste truck turning onto Armitage Avenue. Chicago Ordinances on Distracted Driving The Chicago Municipal Code §9-76-230 also bans dangerous distractions, such as sending text messages while behind the wheel. Per §9-4-020, those who violate the ordinances may receive a fine anywhere between $90 and $500 depending on the offense. They may also receive another ticket for imperiling bicyclists under §9-4-025. For example, those who stop in curb lanes or bike lanes and then cause a bike accident are violating §9-40-060 and can receive a $500 ticket. Proving Distracted Driving in a Chicago Bicycle Accident Case Attorneys can use a variety of evidence to demonstrate that the at-fault driver was occupied and that their actions contributed to the crash. This includes the following information. Police Reports – This official traffic report provides the responding officer’s interpretation of the incident, which will include whether or not anyone witnessed the driver ignoring the road. The diagrams contained in the report will show the car’s relation to signs, lights, and other infrastructure, which can be used to show they were not paying attention. Witness Testimony – Fellow cyclists or pedestrians can provide statements about what they saw, including whether the driver was focused on the road or had their head down. Cellular Records – Calls, texts, and app activity can all demonstrate that the negligent motorist was busy
Time Limit to File Bicycle Accident Lawsuit in Illinois
The time limit to file a bicycle accident lawsuit in Illinois becomes a crucial consideration for those who have suffered a personal injury. Sadly, there were 40 bicycle fatalities in Illinois in 2023, while in 2022, there were 2,548 pedalcyclist crashes reported to the Illinois Department of Transportation. Understanding the statute of limitations is crucial to ensuring that you can claim compensation for your injuries. An experienced Chicago attorney handling bicycle accident cases can guide you through every step of your bicycle accident case, including how long you have to file. Statute of Limitations for Bicycle Accident Claims in Illinois A statute of limitations puts a deadline on when you can file a lawsuit. There are different statutes of limitations depending on what kind of case you have, such as property damage, defamation, or a personal injury. Illinois personal injury cases must be filed within the deadline, or you will lose your right to recover compensation through a lawsuit. As such, you must take legal action as soon as possible because bike and auto accidents take time to investigate. The General Statute of Limitations for Personal Injury Lawsuits in Illinois The Illinois statute of limitations for bicycle accident cases is generally two years after the accident occurred, as mandated by §735 ILCS 5/13-202. The clock starts running on the date of the accident, and it applies to the deadline to file a personal injury lawsuit. This does not mean that your case must be settled within two years. Many lawsuits will take longer than this to settle, such as Ferry v. Enterprise Leasing Co. This case involved a 23-year-old bicyclist who was hit by a company car. The accident occurred in 2007, but the case was not settled until 2011. Exceptions to the Two-Year Statute of Limitations Most bike accident cases will fall under the general statute of limitations, but there are some exceptions. An experienced personal injury attorney can determine whether any of these special clauses apply to your case. Minors Per Illinois statute §735 ILCS 5/13- 211, if the injured party is under 18 at the time of the bike accident, the statute of limitations is paused until they become adults. At that time, they have two years to file a civil lawsuit or until their 20th birthday. However, it’s also possible for the legal guardians of a child to bring a lawsuit sooner, as minors cannot file lawsuits on their own. The parent or legal guardian would be considered the “next friend.” In this case, the statute of limitations will be the same as if they were filing for themselves: two years after the injury. If parents bring a suit for a minor, the court may appoint a guardian ad litem to advocate for the child’s interests. This person may be a lawyer, social worker, or other responsible party who is not associated with the family. Individuals with Legal Disabilities Illinois law §735 ILCS 5/13- 211 also allows the period to be tolled for individuals with incapacitating disabilities. The two-year limitation will resume when they are no longer disabled. For example, if a person suffered serious injuries in a bicycle accident and was placed in a coma, they will have more time to file. Like with minors, a legal guardian or next of kin can sue on behalf of a disabled person if they are permanently incapacitated and will not recover. The court may also appoint a guardian ad litem for disabled people. The “Discovery Rule”: Delayed Discovery of Injury or Cause Delayed discovery can extend the deadline if the injuries or their connection to the accident are not immediately apparent. This is frequently applied to medical malpractice cases, as determined by the Illinois Supreme Court in Moon v. Rhode, but it can also apply to other personal injury claims. For a bicycle accident claim, this may happen if the person did not realize they suffered an internal injury, like a brain injury. However, you and your attorney will need to demonstrate that you did not know about the injury despite getting medical treatment and that it is not related to anything else you did during that time. Claims Against Government Entities Statute §745 ILCS 10/8-101 of the Tort Immunity Act states that any civil lawsuit against a government entity or employee, like a police officer, must be brought within one year of the incident. It also places more stringent deadlines for delayed discovery, in which case the person must start a lawsuit within two years of the date of discovery. All actions must be taken within four years, maximum. In some cases, your bicycle accident attorney is required to provide a formal notice of claim even before the one-year deadline. This means that a bicycle accident case against a city or municipal employee needs to be started immediately. Sadly, these types of accidents do occur. In Garber v. City of Chicago, a bicyclist was struck by a police cruiser while in the Norwood Park neighborhood at Bryn Mawr and Oriole Avenues. Officer Patrick Cain failed to inform his superiors about the accident or report the significant damage to his car hood. The cyclist successfully sued both the city and the officer, recovering $2.25 million in damages in 2022. Wrongful Death Claims According to §740 ILCS 180/1, surviving family members have two years after the person’s death to file a wrongful death lawsuit for a fatal bicycle accident. Fraudulent Concealment In some cases, the at-fault party may have actively concealed their involvement, such as in a hit-and-run crash. Gathering evidence and identifying the person takes longer, so §735 ILCS 5/13-215 allows victims five years to bring a claim after finding the person. The Importance of Contacting an Attorney Promptly It’s crucial to contact an attorney as soon as possible after an accident so that your attorney can decide which statute of limitations applies and begin the legal process. The groundwork for a personal injury lawsuit takes time, such as reviewing police reports, examining medical records, tabulating
Bicycle Accident Insurance Guide for Chicago Cyclists
A bicycle accident insurance guide is an essential resource for avid cyclists in Chicago, IL. The city is slowly improving its infrastructure, encouraging more people to embrace biking as a way to move around the Windy City. However, cycling accidents are still extremely common in this area, and many bike collisions result in serious injuries. In that case, you should work with our experienced Chicago bike accident law firm to navigate the insurance claims process. Types of Insurance Coverage That May Apply After a Bicycle Accident Insurance coverage for injuries or property damage from a bicycle accident could come from a number of policies. It all depends on the nature of the crash and what caused it. Let’s look at some insurance types that may apply to your claim after a Chicago bicycle accident. The At-Fault Driver’s Auto Liability Insurance If there are motor vehicles involved in your bike crash, the primary source of coverage will be the at-fault driver’s auto insurance. All drivers are required to carry auto insurance to pay for injury expenses or property damage costs that are their fault. All auto insurance policies in the state include a minimum bodily injury liability policy and a minimum property damage liability policy. Therefore, if you incur costs like medical expenses or a damaged bicycle that needs replacing, those expenses should be covered by the driver’s liability coverage. Your Own Auto Insurance Policy Even though you were not driving a car when the accident occurred, you could have your expenses paid by your auto insurance policy. Uninsured motorist coverage could help with your payments if the driver who hit you does not have personal liability coverage. Underinsured motorist coverage will pay for some damages if the driver has inadequate insurance coverage to cover those costs. If your policy includes medical payments coverage, or “Med Pay,” your injury expenses may be paid by the insurance carrier. Additionally, if you have separate bicycle insurance coverage, which would be wise in a city like Chicago, this specialized coverage could help. Your Health Insurance Your health insurance could also help cover your medical bills after a bike accident. Health insurance is designed to reduce medical costs for both injuries and illnesses. If auto liability coverage is not sufficient to handle all your costs, your insurance may cover the excess payments. However, suppose you pursue an insurance claim or lawsuit that results in a settlement or judgment. In that case, your insurance company will likely have the right of subrogation, which requires reimbursement from the settlement for medical expenses. Homeowner’s or Renter’s Insurance In rare cases, homeowners insurance or renter’s insurance policies may provide some coverage options. For example, if the accident occurred on the cyclist’s property due to their negligence, homeowners insurance may apply. Similarly, if a homeowner causes a dooring accident outside their home, their liability coverage could be used to pay for the victim’s medical bills. The same may be true if the at-fault party is leasing the property and has renters insurance. Steps to Take Regarding Insurance After a Bicycle Accident Navigating an insurance claim can be tricky after any type of accident. Insurance companies prefer to avoid paying out benefits to policyholders, so you must have a strong case for a claim to succeed. In this section, we will discuss the necessary steps to file your bicycle accident claim, assuming you have already sought immediate medical attention. Obtain the At-Fault Driver’s Insurance Information If the collision was a motor vehicle accident, you must obtain insurance details from the at-fault driver. If multiple drivers are involved, do not leave the scene before collecting information from all parties. The details you should gather include the name of the insurance carrier, the person’s policy number, and their contact information. This contact and insurance information will be important to provide to your insurer when filing a claim. Plus, you will also find out what level of personal injury protection or property damage coverage limits will affect your compensation. Notify Your Own Auto Insurance Company Whether the other driver is at fault for the collision or not, you should contact your auto liability insurance carrier and notify them of the accident. If the other party does not have adequate insurance coverage, your carrier will need to have been informed of the accident to help. This step will preserve potential uninsured or underinsured motorist claims. Do NOT Sign Any Releases or Waivers Without Legal Advice If you are ever asked to sign documents by another person involved in the accident, another insurance company, or someone else’s lawyer, never do so without speaking to your own legal counsel. Signing a release or waiver could undermine your right to full compensation, so do not admit fault for the accident to anyone and do not sign any documents before speaking to your lawyer. Keep Detailed Records of All Communications with Insurance Companies In the following days and weeks, there will be many communiques between you and insurance companies. Some of these interactions will be with your insurer, but others could be with insurance companies representing various parties involved in the accident. Keep a log of all phone calls, emails, text messages, and letters from the different insurance carriers. Keep this information in a folder so you can reference the correspondence if necessary. If you have trouble receiving your liability insurance benefits, this information could serve as valuable evidence in an official complaint or lawsuit. The Insurance Claim Process for Bicycle Accidents Filing a bicycle accident claim can be a complicated process. You will need to submit the claim, include supporting documents, follow up with the insurance adjuster, answer their questions, and await the final decision. Before you file the claim with your insurance provider, it would be wise to consult a bicycle accident lawyer who can advise you on the best way to approach the claim. Here are the most important steps involved in your bike accident claim. Filing a Claim After the collision, you may need
Road Rage Safety Tips for Cyclists in Chicago
Knowing road rage safety tips for cyclists could save your life in Chicago, IL. Biking has become a growing trend in the Windy City in recent years, especially with more infrastructure being built. However, more bike lanes and protective equipment may not save you from aggressive drivers. If you get hurt in a road rage incident while biking, our experienced bike accident law firm in Chicago can guide you through the claims process. Road Rage and its Threat to Cyclists Road rage is a form of aggressive driving. It is often defined as violent behavior caused by the frustrations associated with operating a motor vehicle. An angry driver can start behaving aggressively and place those around them in danger, especially cyclists. Whether you are an avid cyclist or you enjoy short rides on the weekends, an enraged driver could put you in a precarious situation that may result in devastating injuries. One of the main concerns about road rage is its tendency to escalate. Aggressive drivers’ behavior can grow worse the more frustrated they become with tense situations. This could cause them to speed, pay less attention to their surroundings, cut off other road users, or do something else dangerous. Common Triggers for Road Rage Road rage does not occur randomly. It is usually triggered by specific circumstances that the driver or biker is facing. Traffic congestion, a huge problem in Chicago, results in people spending more time in their vehicles than they like. Eventually, their impatience could lead to aggressive driving. Stress can also cause emotional responses in drivers, which could come from other events in their lives. Some drivers may feel rushed because they are late to work or have an appointment, which can lead to frustration. Often, vehicle operators may perceive disrespect from other drivers after being cut off or passed. The feeling of anonymity can sometimes empower people to behave differently. For example, giving someone the middle finger or cutting them off on purpose may feel appropriate since they do not know who you are. However, these actions could escalate the situation. Recognizing Road Rage Before you can de-escalate a dangerous situation, you must learn to recognize the warning signs of road rage. The sooner you notice aggressive drivers, the easier it will be to remove yourself from that situation to avoid a collision. Some driving behaviors that may indicate danger include excessive honking, yelling, tailgating, cutting people off, throwing objects, swerving aggressively, braking suddenly, and ramming. Stay alert for these warning signs, especially if you enjoy bike commuting or riding for pleasure through busy areas. Road Rage Safety Tips for Cyclists While most cyclists are able to avoid the attention of an angry driver, some collisions could occur even if you are not the source of their frustration. If you want to stay safe from these drivers while cycling, there are several effective strategies you can employ to reduce the risk of road rage. Maintain a Safe Distance from Vehicles Always give yourself plenty of space when cycling near other drivers. It may be difficult for a motorist to notice you if you are riding in a blind spot. If they suddenly become aware of you at the wrong moment, they could become angry. Give yourself plenty of space between vehicles and ride on the far side of your lane. If possible, know where their blind spots are and avoid riding in them. Do Not Engage with Aggressive Drivers The best way to deal with frustrated drivers is to disengage. If you respond to their aggression with more aggression, you may place yourself in even greater danger. Although you have the same road rights as the driver, as per municipal code 9-52-010, you are far more vulnerable as a cyclist if they start driving aggressively. Try to avoid eye contact until the driver passes by or move out of the lane. If Threatened, Prioritize Your Safety If you feel threatened by frustrated drivers, you must prioritize safety and stay calm. Try to put some distance between yourself and the vehicle in question. If that means pulling over to the side of the road, changing direction with a U-turn, or seeking refuge in a public place, don’t be afraid to alter your plans to focus on getting to a safe place. Make sure you use proper hand signals to alert other drivers of your intentions if changing lanes or turning around, as per municipal code 9-52-045. Memorize or Note Details Any information you remember about the driver or vehicle could be helpful if something happens. While you should focus primarily on road safety, you can also try to remember details about the car in question. What make and model was the vehicle? Could you recite the license plate? What did the driver look like, and where did they go? These details could be vital in case of a crash. Call 911 if You Feel Threatened or if an Accident Occurs If you feel the danger is severe, it wouldn’t hurt to call 911. Calling the authorities or simply threatening to do so could be enough to curb the driver’s aggressive behaviors. If they intend to do you harm, calling the police and getting them on the scene as soon as possible could be a life-saving strategy. If a collision occurs, then you should contact the police as quickly as possible. Consider a Camera Cameras can serve two purposes to protect you from road rage: de-escalating a situation and providing video evidence of the events. It may be worth investing in a helmet- or bike-mounted camera to protect yourself from these drivers and record evidence of road rage in case you get hurt and want to pursue legal action. What to Do After a Road Rage Incident Involving a Bicycle It is essential to maintain composure if you are involved in a road rage accident. Even if no physical contact occurred, you should still follow these steps to prioritize your health and legal options. Legal Options
Common Causes of Bicycle Accidents in Chicago
The common causes of bicycle accidents in Chicago could result in serious injuries to cyclists. The Windy City has a fast-growing population of bikers who use this form of transportation for commuting and recreational purposes. Unfortunately, bicyclists face increased dangers on the roads because bikes offer little protection. Plus, many drivers do not pay attention to bike riders. Being involved in a bicycle accident can be a devastating event. If you are seriously hurt in a bike crash, an experienced bicycle accident lawyer in Chicago can help you consider your legal options. In this guide, we will discuss the causes of bicycle accidents and what you should do in the aftermath. Factors That Lead to Bicycle Crashes and Injuries Bike accidents can range in severity. Some may result in minor cuts and bruises, while others can lead to life-threatening injuries. Bike crash statistics reveal that roughly 1,700 bike accidents occur each year in Chicago, so it is a very prevalent issue. Insufficient infrastructure, inattentive drivers, ignorance of the rules of the road, and a lack of safety precautions can all contribute to serious or fatal bicycle accidents. Understanding the factors that contribute to these collisions can help you stay safe while riding and avoid a dangerous crash. In some cases, someone else’s negligence may cause the crash, in which case you may be eligible for compensation via a legal claim. The Most Common Cause of Bicycle Accidents Crashes occur for various reasons in the Windy City. If you do not use extra caution as a cyclist, you could face severe consequences. Let’s look at the most common causes of bicycle accidents so you can be on the lookout for dangerous situations. Distracted Driving Distracted drivers are a leading cause of bike accidents. Whether looking at their phones, eating food, drinking, or performing personal hygiene tasks, drivers may pay less attention to their surroundings than they should. In these situations, motor vehicles often collide with cyclists when making turns or at intersections. Failure to Yield the Right-of-Way to Cyclists In Illinois, motor vehicle drivers and bikers must follow similar road rules as per municipal code 9-52-010. This includes yielding the right of way to bikers when appropriate. For example, many fatal bike crashes are caused by drivers who turn left or right into the path of a biker they failed to look for. This is known as a left- or right-hook accident. Sometimes, drivers fail to yield to cyclists when entering or exiting driveways and alleys. Although there are many bike lanes throughout Chicago, many car drivers fail to observe them and make way for bicycle riders. “Dooring” Accidents Dooring is a type of accident in which a vehicle occupant opens a car door into the path of a cyclist. The suddenness of this collision can cause road rash, broken bones, and other types of severe trauma. In most cases, the driver is at fault for causing a dooring accident. Vehicle occupants are encouraged to use the “Dutch Reach” method to open their doors. This requires using the opposite hand to open car doors from inside a vehicle, which forces you to turn your body more and gives you an opportunity to check for an oncoming cyclist. Speeding and Reckless Driving Another common cause of bike accidents is reckless driving. Whether a driver is violating the local speed limit or behaving aggressively on the road, their actions can put cyclists in danger of severe injuries. A collision at such speeds could even cause traumatic brain injuries or internal injuries. Driving recklessly reduces the operator’s ability to react to cyclists, increasing the severity of a potential accident. Impaired Driving Some road users operate under the influence of alcohol or drugs. Impaired driving can slow their reflexes or result in a failure to follow traffic laws. Therefore, bicyclists are placed in harm’s way because an impaired driver is less likely to notice and avoid them. Unsafe Passing and Following Too Closely Many bicycle accidents happen because motorists do not follow precautions when passing or following bikers. Drivers are required to maintain a safe distance from cyclists in both scenarios. In many jurisdictions in Chicago, there is a three-foot rule. This states that drivers must allow three feet of space between their vehicles and bikers when passing them on the road. Also, drivers should avoid tailgating to prevent traffic crashes if the bicyclist must slow down quickly. Failure to See the Cyclist One of the best strategies to avoid bicycle accidents as a rider is to be as visible as possible. This includes wearing bright clothing and using reflectors and lights at night, as per municipal code 9-52-080. An accident could occur simply because the motor vehicle operator did not see the much smaller bike nearby. Although drivers should learn to check blindspots thoroughly and be on the lookout for bikers in Chicago, cyclists can protect themselves by focusing on being visible. Road Hazards and Environmental Factors Even if you follow safety precautions and obey traffic laws, other factors could cause an accident. Road hazards can cause severe injuries for cyclists if they run into potholes, uneven surfaces, or road debris unexpectedly. Other environmental factors could include poor lighting, construction zones, poor weather conditions, and poorly designed infrastructure. Poorly maintained roads that cause bikers to lose control and get hurt could make the city liable for lost wages or medical expenses. Bicycle Defects and Equipment Failure Bicyclists who are injured can sometimes hold equipment manufacturers responsible for damages if faulty parts cause their crashes. Some bicycle defects that could cause such accidents include defective brakes, tire blowouts, frame or fork failures, chain issues, or improperly designed helmets. If protective gear does not function as it should, an equipment manufacturer could be liable for injuries. Bicycle Accidents Happen Because of Cyclist Errors as Well Although many vehicle collisions involving bikers are the fault of the driver, cyclists can make mistakes, too. For example, a biker may fail to follow the rules of the road
How to Get Compensation for Bike Damage
How to get compensation for bike damage is an urgent question for bicycle accident victims who have lost their means of transport. Insurance companies may refuse to pay the full cost of bicycle repair or replacement, even with proper documentation. A Chicago bike accident attorney from our team can help you with insurance claims, including those related to medical bills, temporary or permanent disability, and bicycle damage. We ensure that you receive full and fair financial compensation for everything associated with the bicycle crash. The Cost of Bike Damage in Chicago Accidents Buycycle, a leading cycle ecommerce store operating in Chicago, states that the typical bicycle rider should budget between $1,000 to $2,500 for a high-quality, everyday bike. Even a low-end cycle can cost at least $500, making them a significant investment. Unfortunately, if your bicycle is totaled in a bike accident, it may need to be entirely replaced, especially if it was a high-speed crash. You deserve compensation for this property damage, as well as for any medical care you require after a collision. Property Damage Claims in Illinois Bicycle Accidents If a driver caused damage to your bicycle, you have the right to seek compensation from them that is in line with the cost to repair or replace it. This is called a property tort, which is a subcategory of tort law that covers intentional or negligent actions that damage someone else’s property. According to Illinois statute §735 ILCS 5/13-205, you have five years from the date of the accident to sue for damage to personal property in bicycle accident cases. This is different from a personal injury lawsuit, where §735 ILCS 5/13-202 provides two years after the injury to file a claim. Documenting Your Bicycle Damage Insurance adjusters will need to see evidence of the bike crash in order to estimate how much your claim is worth. To do so, you need to have clear documentation starting as soon as the accident occurs. Follow these steps to ensure you can make an insurance claim. Take Photos and Videos – You should document all angles of the damage and the overall bike accident scene. Do this as soon as it is safe to do so. If you’ve been seriously injured, ask a bystander to take the photos for you. Document Damage to Other Property – Take photos of your helmet, clothing, and accessories directly after the bike accident. You should preserve all of this property, such as by placing it in plastic baggies or paper bags. Keep the Damaged Bicycle and All Parts – Ensure the bicycle is in the same condition as at the accident. Do not get it repaired until your bicycle accident lawyer gives you permission. Obtain the Police Report – Insurance companies will expect to see the police report before providing compensation. Obtaining Repair Estimates or Assessing Total Loss Injured cyclists should take their bicycles to a repair shop to get a professional estimate of how much it will cost to repair. Bike shops can also tell you whether the bike is a total loss and needs to be repaired. Insurance adjusters will expect to see this before they begin the claims process. This repair estimate should include every expense related to the accident, which includes: Filing a Property Damage Claim with the Insurance Company In general, you will file a claim against the at-fault driver’s insurance coverage. Many companies now allow you to do this online. You will need the policy number, the insured’s contact details, and evidence of the accident. The insurance company will expect documentation such as the police report, medical records and bills, bike repair estimates, photos and videos of the damage, and pay stubs showing lost wages. If the reckless driver left the scene and wasn’t identified, or if they did not have insurance, you can make a claim against your own insurance. To do so, contact your agent, who can guide you through the claims process. Our law firm will help you decide which insurance company to work with. To get compensation, you must prove that the driver caused the crash and you were not primarily responsible. This can be proven with surveillance footage, dash cam footage, crash reports, and witness statements. For example, if you were in a dooring accident, the driver violated Chicago Municipal Code §9-80-035 and can be held liable. Negotiating a Property Damage Settlement Insurance companies generally offer low initial rates in the hope that you will accept them without asking for more. This is why it is crucial to work with a bike accident lawyer who is familiar with what injured cyclists have received in similar accidents. Lawyers will push for higher compensation by writing a demand letter that carefully details all expenses. They can show proof of the bike’s value through documentation of similar makes and models. They will also present the repair estimates and show that these costs are in line with what would be expected in a similar bike accident. The insurance company will return with a counteroffer that is between your initial demand and their first suggestion. Then, you and your lawyer will determine whether to accept or refuse this and ask for more compensation. Diminished Value Claims for Bicycles No matter how good your bicycle shop is, a bike that has been in an accident will not function as well as one that has just rolled off the manufacturing line. Diminished value is the difference between a vehicle or bicycle’s market value before and after an accident, even after repairs. The diminished value principle is used to argue for additional compensation beyond the cost of repairs because the vehicle is no longer worth as much in resale value. Because bicycles are generally considered cheaper and more disposable than cars, it can be challenging to argue for diminished valuation. It can also be difficult to prove exactly how much the bicycle’s value has diminished, and there is not often solid evidence of a bicycle’s pre-accident value. This is
Cyclists’ Rights After Hit-and-Run in Chicago
Cyclists’ rights after hit-and-run in Chicago are the same as for motorists. According to Chicago Municipal Code §9-52-010, bicycle riders have the same rights and responsibilities as motor vehicle drivers, including reporting crashes in accordance with Illinois law 625 ILCS 5/11-408. However, many Chicago-area drivers are not aware of these laws and may not stop after cycling accidents. This makes it more challenging to investigate and seek fair compensation for these crashes. Our Chicago bike crash law firm will help you navigate the legal system and ensure you get maximum compensation for your injuries. Contact us today for a free consultation about your legal rights. Chicago Statistics on Hit-and-Run Bicycle Accidents Hit-and-run accidents have been a serious issue in Chicago for over a decade. According to the City of Chicago bike crash statistics, 25% of bicycle injuries and fatalities in 2012 were caused by hit-and-runs. Streetsblog Chicago analyzed Chicago Police Department traffic reports and found 13 pedestrian hit-and-run fatalities, as well as four hit-and-run bicyclist fatalities, in 2024. Bicycle accidents can occur for a number of reasons. People Powered Movement, a cyclist advocacy group, found that 90% of Chicago bicycle crashes are due to driver negligence. This can include: Other causes of bicycle accidents include road hazards, failing to follow traffic laws like using hand signals, and low visibility. Cyclists should always have rear red reflectors, lights, and bright clothing to make themselves more visible, especially at night. Why Hit-and-Run Accidents are Particularly Challenging for Cyclists Hit-and-run accidents can be particularly challenging to injured cyclists for a number of reasons, including the following. Failing to Identify the Driver and Vehicle – This means that the police report will be incomplete, making it harder to open a personal injury claim. They may also not be able to secure witness information that can help them take legal action. Lack of Insurance Information – When the motorist flees the scene, the cyclist can’t contact their insurance company to open a claim. This means that they and their lawyer need to thoroughly investigate all available evidence in hopes of finding the at-fault driver. Longer Investigation – A lack of contact details means that the police and insurance companies have to rely on surveillance footage and community resources to find the person, making hit-and-run bicycle cases significantly longer. Emotional Trauma – Cyclists may struggle with a sense of injustice, depression, anger at the negligent driver, and confusion about what caused the crash. They may even blame themselves, even if they were not at fault. Your Rights as a Cyclist After a Hit-and-Run Accident in Chicago Cyclists have rights after an accident. These include the right to seek medical treatment, report the accident to the police, and seek compensation for medical expenses, lost wages, and property damage. You also have the right to legal representation for bicycle accident cases. Contact a personal injury lawyer to guide you through the legal process and negotiate with insurance companies. Immediate Steps to Take After a Hit-and-Run Bicycle Accident You must act quickly after a bike crash to ensure your safety and preserve evidence. Follow these steps as soon as possible. Prioritize Safety – Get to a safe location, like a sidewalk. Stay out of the way of other vehicles or bicycle traffic whenever possible. Call 911 – Tell the dispatcher your exact location. Ask for police and an ambulance. A police report makes your accident part of the official record, which supports your legal claim. Get Information – Try to gather evidence at the accident scene. If you remember the make and model of the at-fault vehicle, tell the officer so it can be included in the accident report. Even a few digits of a license plate number can be helpful in narrowing down suspects. You should also take videos and photos of the scene. Seek Medical Attention Immediately – Bicycle crashes often cause life-threatening injuries. Even if you don’t feel hurt, go to the hospital. Preserve Evidence – Keep your bicycle, helmet, and clothing as evidence. Keep Detailed Records – Track your medical bills, lost income, and out-of-pocket expenses. Do Not Discuss the Accident – Don’t discuss the crash with anyone but your attorney and the police. Seeking Compensation After a Hit-and-Run Bicycle Accident Even if you don’t identify the driver, you may still be able to get compensation. Options include: Pursuing a Hit-and-Run Bicycle Accident Claim Bike accidents have a slightly different legal process than car accidents. This includes: Compensation You May Be Entitled to in a Hit-and-Run Bicycle Accident You may be eligible for both economic and non-economic damages. These include: Statute of Limitations for Hit-and-Run Bicycle Accident Claims in Illinois §735 ILCS 5/13-202 states that the statute of limitations is two years for bicycle accident claims. This means you must act quickly to preserve your legal rights. Why You Need a Chicago Bicycle Accident Lawyer for a Hit-and-Run Case Accident lawyers ease the legal process and have access to resources that can help identify the driver. They can negotiate with your insurance company to get your injuries covered as well as file a lawsuit if necessary. Through this work, they ensure that you can recuperate in comfort and focus on healing. Secure Expert Legal Counsel! We are a nationally recognized law firm with a 98% success rate. By working on a contingency fee basis, we ensure that everyone has access to top-notch legal representation, regardless of their means. Our Illinois bike accident law firm has recovered over $450 million in damages for our clients. To schedule your free consultation, call us or use our online contact form.
